KEEP ME SWEET

WARRANTIES AND

InSURANCE

Getting covered is quick and easy - simply complete one of the contact forms below and we will send you a quote, policy details and payment details.  Once you've decided on your level of cover we will get you protected, Tootsweet!

For rating and solvency information for DPL Insurance, please see here

So you've found the car for you - and it all checks out - but what if?  We can help you protect your investment with insurances to cover every eventuality.

MECHANICAL 

WARRANTY

Why do I need a warranty?

Buying a used car from a private seller offers lots of advantages - it could be that you've found the car been searching for, you like the price, you don't like dealing with pushy sales people, the location is handy, or all of the above. 

 

But here's the big "but".  When you buy privately, there is no protection.  No Consumer Guarantees Act, no Fair Trading Act, no Motor Vehicle Trader Standards, no MTA to assist.  It is the Wild West of car buying and there are more than a few horror stories to put you off.

And if you're a tradie, or other business owner and your car has been purchased in your business name, did you know you don't get any Consumer Guarantees Act protection, even if you buy from a dealer?

At Tootsweet, we want to change that.  Mechanical Breakdown Insurance provides similar or in some cases, better, protection for car buyers than buying from a car dealer.  That way, you get all the advantages of buying privately, without the risk.

How much does it cost?

Policy costs and applicable excesses vary depending on the details of the vehicle.  Complete our"Get Covered" form for a no-obligation quote.  

What cars qualify?

Cover is available for most vehicles under 16 years old with less than 225,000kms on the clock.  When you are purchasing privately, it must undergo a Pre-Purchase Inspection.  We can organise that too!  Fill out our "Get Covered" form to check that cover is available for your vehicle and for a no-obligation quote. 

How do I get covered?

Easy!  After you have received our quote and you want to purchase a Mechanical Warranty, contact us by phone or email and we will take you through the process.  Payment can be made by credit card or bank deposit on receipt of our invoice.  

Who is the insurer?

Our mechanical warranties are provided by Marac Insurance Limited and is underwritten by DPL Insurance Limited. 

THE sweet

DEETS

Cover available for vehicles up to 16 years old and 225,000kms

1, 2 and 3 year warranties available

Day 1 cover - no stand down period

Cover for most business vehicles

 

Unlimited mileage from policy start date

Unlimited claims for all vehicles.See Policy Terms for limits per claim

All policies come with 24 hour AA Roadside Assist

Rental car and accommodation allowances if the breakdown occurs out of town

(Terms and conditions may apply.  Please refer to the policy wording for more details.)

GET COVERED

Thanks! We will be in contact shortly with a quote :)

 

MOTOR VEHICLE INSURANCE

After spending your precious time and hard-earned cash finding your sweet ride, the last thing you want is to lose it all in the event of an accident, fire or theft.  Or worse, lose not only your own car but wind up liable for damage to old mate's Ferrari due to a moment's inattention. 

So it's vital you are insured from the moment you take the keys to your new wheels.  At Tootsweet we can help get you covered with one of the most comprehensive motor vehicle insurance policies available.

How much does it cost?

Policy costs vary depending on a range of factors, including details of the vehicle and vehicle location.  Premium discounts are available for no recent claims, exclusion of under 25s and named drivers.  Complete our "Get Covered" form for a no-obligation quote.

How do I get covered?

Easy!  We will need to go through a few questions with you and this can be done by phone or email - you choose.  Just fill out our "Get Covered" form and we will send you a quote as well as the next steps. 

 

How do I pay?

 

Payment can be made by credit card or bank deposit once you decide to go ahead, or you can finance the policy with your car finance.  

Who is the insurer?

Our Motor Vehicle Insurance is an Autosure policy underwritten by Vero Insurance New Zealand Limited. 

THE sweet

DEETS

Optional roadside assistance cover. 

Cover for fitted car accessories so you can protect your extras.

Up to $1000 cover for roadworthy trailers.

Allowance for emergency travel and accommodation costs. 

(Terms and conditions may apply.  Please refer to the policy wording for more details.)

GET COVERED

Thanks! We will be in contact shortly with a quote :)

 

PAYMENT PROTECTION INSURANCE

What is Payment Protection Insurance?

Payment Protection Insurance provides protection for those times in life where the unexpected happens.  The policy will cover your loan obligations if you suffer an insured event.  The benefits will be paid directly to the finance company and the policy cover options are specific to your source of income at the time of entering into the credit contract. 

What cover is available?

Employee: Death, Terminal Illness, Accident, Illness, Disability, Hospitalisation, Carer, Redundancy, Suspension, Employer Ceases Trading.

Self Employed:  Death, Terminal Illness, Accident, Illness, Disability, Hospitalisation, Carer, Business Interruption.

Everyday Essential:  Death, Terminal Illness, Hospitalisation, Permanent Disability. 

What are the benefits and how much does it cost?

Benefits will depend on the policy and your claim.  Costs will depend on the level of cover . Complete the "Get Covered" form for a no-obligation quote.

How do I pay?

 

Policies will generally be financed along with your car finance.  

 

Who is the insurer?

Lifestyle Protection Insurance is provided and underwritten by DPL Insurance Limited. 

THE sweet

DEETS

Protects your household income for other purposes and your credit rating if the unexpected occurs.

No medical examination required.

Redundancy benefit of up to 12 months. 

(Terms and conditions may apply.  Please refer to the policy wording for more details.)

GET COVERED

Thanks! We will be in contact shortly with a quote :)

 

guaranteed asset protection

What is Guaranteed Asset Protection?

Guaranteed Asset Protection is insurance against the shortfall that may occur in the event that your vehicle is stolen or written off, and your Motor Vehicle Insurance pay-out does not cover the loan balance outstanding on your finance agreement.

Why would there be a shortfall?

Because interest is payable on your loan, the settlement figure early in the term of your loan can be higher than the value of your vehicle.  This difference will be even greater if you have financed a warranty or other insurance policy.  See what we mean here.

What cover is available?

There are options from $5,000 to $40,000.

How do I get covered?

This is a finance-related policy so cover is only available with a finance contract.  If you are considering finance, complete the "Get Covered" form and we'll get in touch to see how we can help.

How do I pay?

 

Payment can be made by credit card or bank deposit once you decide to go ahead, or you can finance the policy with your car finance.  

 

Who is the insurer?

 

Lifestyle Protection Insurance is provided and underwritten by DPL Insurance Limited.

THE sweet

DEETS

Claims are paid direct to financier.

Make sure you aren't left with thousands to pay on a car you don't have.

(Terms and conditions may apply.  Please refer to the policy wording for more details.)

GET COVERED

Thanks! We will be in contact shortly with a quote :)

 

When life gives you 

LEMONS,

it's a good idea to have a 

juICER